Recently a law was signed in Florida, that residents would help to create a low-cost health insurance for Florida.
Unfortunately, amid all the fanfare, only very few people stayed on to take a closer look at what is actually proposed. Allow me to enlighten you on some of the most important aspects of the proposed plan.
First, there is no public health insurance plan. In other words, an insurance carrier would have to decide whether they want to create even a plan to sell. This is not a plan that the state of Florida is providing. Please understand that in Florida in the middle of an extreme budget crunch is not a single cent and expenditure on the plan. Governor Crist has made it very clear. The cooperation of the health insurance industry is required to make this work. As of now there are no plans available.
Second, this is not a major medical plan. If you have a medical crisis and that is your only> Health insurance, you're in a lot of trouble. There is a minimal plan with a few doctors, a physical, maybe some generic prescription coverage (the medicines you are already in Wal-Mart for $ 4) and a few other benefits. Truly, none of you ever think that you get a complete major medical plan for $ 150 a month.
Next is the plan for someone who is six months had no health insurance. This means that, in their infinite wisdom, decided to Florida officials indicate thatIf you lose your job and you can not afford Cobra insurance, they want you for months without health insurance all for at least six. We have a real brain trust in Tallahassee, we do not.
Now you are really on this love. The plans go on sale around $ 150 (projected price, but who knows) and enter the minimal benefits. But these are the cost of an individual. A family is a lot more. In fact, if you have a healthy family, a traditionalmajor medical plan with real benefits could be cheaper.
For example, to FLQUOTE Florida Health Insurance Web, a 40-year-old man in Pasco County can get excellent months PPO plan for about $ 130 a. We look forward to talk to us with a complete multi-million dollar major medical plan. Not to plan to a minimum.
Who will help this plan?
I'm still trying to find out. This is to help those who do not get insurance from you, but the health is. It is notPay for your expensive brand name recipes, it will not stay in hospital with extensive or expensive testing. those of you who think for insurance that dental health is part of the reporting - is not it. It is not for dental or vision expenses.
If you're poor, you're much better on Medicaid. If you are medically qualified, you will get paid far more for your coverage with a traditional health insurance.
Politicians have created a createda, measured half way to the voters Pander? Is it "better than nothing"? If you pay $ 1,800 per year for a couple of office visits, you have to ask themselves whether it is worth.
If you hold your breath for the state-subsidized health insurance, chances are you will be blue and collapse first.
You have alternatives. There are decent low-cost plans available to Florida residents. There are also plans with guaranteed issue no medical questions that are similar to thePlans proposed. You can see health insurance guaranteed issue plans online.
Of course it will be interesting to see whether this new proposal to change any positive returns or not is an exercise in futility.
If you are interested in learning more about Florida Low Cost Health Insurance, you can plan for Affordable Florida Health Insurance. To learn more about the health insurance plans, the requirements are not medical, go to GuaranteedIssue health insurance.
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